Your sump pump is the hero of your basement or crawl space — until the day it stops working. When it fails, the results can be immediate and overwhelming, bringing standing water, soaked belongings and serious risk to your home’s foundation.
At The Crack Guys, we know how quickly a small problem turns into a full-blown emergency once water starts pooling inside. But what exactly does sump pump failure mean — and why does it happen?
Uncover the answers with our team.
Sump pump failure happens when your system either stops functioning entirely or fails to keep up with the water it’s supposed to remove. The water that would normally be redirected away from your home backs up into your basement or crawl space, putting your structure at risk of water damage, mold growth and foundation problems.
Most pump systems don’t fail silently. They usually send up a few warning signals first — if you know what to look for. Some of the most common red flags for sump pumps include:
In some cases, you may not notice anything until it’s too late — like when you step into your basement and find standing water. Either way, time is critical. Your response time can mean the difference between a quick repair and expensive damage.
There are several reasons your sump pump might stop doing its job. For instance, storms that bring flooding often knock out electricity. Without backup power, your sump pump shuts down. However, there are plenty of causes that have to do with the pump itself, including:
No matter the cause, sump pump failure can lead to fast-rising water and expensive repairs if not addressed right away.
If your sump pump has failed, knowing how to respond is crucial. Start by unplugging the pump immediately. If it’s still running, carefully shut it off at the switch and any surrounding areas to prevent electrical hazards. Then, visually inspect the sump pit by looking for visible debris, clogs or a stuck float switch that might be causing the malfunction.
You’ll also want to check the power source — a tripped breaker or blown fuse is sometimes the culprit. If there’s water pooling, remove water manually with a wet/dry vacuum or portable pump if possible.
And, of course, don’t forget to call a professional repair team. This isn’t the time for guesswork. The Crack Guys specialize in emergency sump pump repair and can assess whether it’s a simple fix or if a full replacement is needed.
This is a common question — and the answer can be frustrating. Does insurance cover sump pump failure? Usually, not by default.
Most standard homeowners insurance policies won’t cover water damage caused by sump pump failure. To be covered, you typically need to add a water backup or sump pump endorsement to your policy. Even then, there are limits to what’s reimbursed.
That’s why we always recommend:
A sump pump failure isn’t something to wait out — it requires immediate action. Whether your unit just quit mid-storm or you’ve started noticing signs that it’s on the decline, The Crack Guys team is here to help. We offer sump pump repairs, inspections and replacements to protect your home from water damage and foundation trouble. Contact us today to get the professional help you deserve.